Our Process
We have developed and refined a proprietary process called The Roadmap FORMula. This process integrates wealth management with risk and debt management, tax planning, and philanthropy. Our goal is to meticulously assemble the various pieces of your financial puzzle. Each plan and puzzle is unique. Many of those pieces are not relevant to you or your plan at this time, but as your life unfolds and your needs evolve, Horvath Planning & Wealth Management and The Roadmap FORMula follow a process that helps you pursue your financial independence.
The goal is to help you implement a plan with multiple strategies to reduce risk for all possible outcomes, without apprehension. There is no “one-size-fits-all” solution when it comes to planning for your future. And because we’re an independent firm, we’re under no obligation to sell proprietary products or services. That means we’re objective and selective, offering only those investment products and services we believe are best suited to help meet your
financial goals.
Our 7 Pillars : 1 Process
Our 7 Pillars are the foundation of our planning process, providing a panoramic view of your financial life. As your life unfolds and your needs evolve, our process evolves with you—helping you navigate life’s opportunities and challenges with clarity, confidence, and purpose.